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Cal FHA, also known as the California Housing Finance Agency, is a state agency that provides a range of housing finance programs and services to residents of California. The agency, which was established in 1975, is the largest provider of mortgage financing in California and is a key source of funding for first-time homebuyers, low-income households, and other underserved populations.

One of the key programs offered by Cal FHA is the CalHFA first-time homebuyer program. This program, which is funded by the state of California and the federal government, provides a range of financing options, including low-interest rate mortgages, down payment assistance, and other resources, to help first-time homebuyers achieve their homeownership goals.

Buying a House

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Step 1

A California FHA mortgage loan is a home loan that a borrower receives from the California Housing Finance Agency (or CHFA). It's available to qualified borrowers, who produce certain documents and pass certain examinations. 

Once they are approved, they can receive up to $417,000 in financing towards their purchase or refinancing of a single-family residence, condo or townhouse.

California Housing Finance Agency Mortgage Loan



Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario. Give us a call to see what we can do for you.

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