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#Morgage Basic

FHA 203k Loans

FHA streamline financing is a type of mortgage refinance transaction that is specifically designed for homeowners who currently have an FHA loan. This type of financing allows borrowers to refinance their existing FHA loan without the need for a lot of the documentation and underwriting that is typically required for a traditional mortgage refinance.

One of the key benefits of FHA streamline financing is that it can provide borrowers with a streamlined and efficient way to refinance their existing FHA loan. Because the lender is already familiar with the borrower and the property, the underwriting and documentation requirements for an FHA streamline refinance are typically much less onerous than for a traditional mortgage refinance.

NA

LTV - PURCHASE

97%

LVT - RATE & TERM

NA

LTV - CASH OUT

30

YEARS FIXED

IO OPTIONS

UP TO

Buying a House

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Step 1

County Limit

PRICE RANGE

Another key benefit of FHA streamline financing is that it can provide borrowers with the opportunity to lower their monthly mortgage payments. By refinancing their existing FHA loan with a new FHA loan with a lower interest rate, borrowers may be able to reduce their monthly mortgage payment and save money over the life of the loan.

One potential drawback of FHA streamline financing is that it may not be available to all borrowers. In order to qualify for an FHA streamline refinance, borrowers must meet certain requirements, such as having an existing FHA loan and being current on their mortgage payments. Additionally, borrowers who have made certain changes to their property, such as adding a second story or converting a garage into living space, may not be eligible for an FHA streamline refinance.

FHA Streamline

STATES WE LEND IN

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Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario. Give us a call to see what we can do for you.

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